The scholarship, a CSR initiative of Kotak Mahindra Bank, implemented by Kotak Education Foundation (KEF), provides financial assistance of ₹73,500 over a period of 21 months, covering both Class 11 and Class 12. KEF’s long-term experience shows that sustained support at key education milestones significantly improves retention and post-school outcomes for students from low-income backgrounds.
The Kotak Junior Scholarship programme supports students from SSC, CBSE, and ICSE boards and includes:
- ₹3,500 per month during Class 11 and 12 (₹73,500 total over 21 months)
- One-on-one mentorship and academic assistance
- Career guidance and entrance exam preparation support
- Exposure visits for academic and career orientation
- Regular home visits to engage families and strengthen support systems
Eligibility Criteria:
- Scored 85% or more in SSC/CBSE/ICSE Class 10 board examinations
- Secured admission into Class 11 at a college within Mumbai Metropolitan Region (MMR)
- Annual family income of less than ₹3,20,000
- Resident of the Mumbai Metropolitan Region (MMR)
Quote:
“At Kotak Education Foundation, we believe every student should have the chance to dream big and the support to achieve even bigger. Kotak Junior Scholarship is a promise to walk alongside young changemakers on their journey. Beyond financial support, the programme equips students with essential life skills, mentorship, and guidance to help them navigate their journeys with confidence,” says Ms. Arati Kaulgud, Executive Committee Member and Scholarship Program Head at Kotak Education Foundation.
